Financial Aid

After Loans are Processed...

You will be notified in writing of your certified loan amounts and expected disbursement dates. Be sure to carefully read through ALL the information that is sent to you and keep it together for future reference. If you do not understand some or all of the information, please contact us and we will do our best to explain the information.

Loan checks come directly to JWCC from the lender. Two disbursements are issued for each loan. For first time borrowers, the first disbursement will occur 30 days following the start of classes. For returning borrowers, the first disbursement will occur after the first two weeks of the classes (after drop/add period). If receiving a semester only loan, the second disbursement will occur after mid-terms. If receiving a fall & spring loan, the second disbursement will occur after spring’s two week drop/add period. Problems and delays could always occur, so try not to plan your living expenses around your expected loans.

Some lenders mail letters including the disbursement dates of the loans. Please be aware that these dates are when the banks mail the loan checks to us- they are not the dates that the checks will be ready. Your disbursement letter from JWCC will include the best estimated dates.

Once the school has received and processed your loan check(s), you will receive a notification letter from JWCC stating to come to our Business Office to endorse or pick up the check(s). If you owe any charges, the school will use the loan to pay those charges first. Once there is a credit balance on your account, you will be issued a refund within fourteen days from the date the credit balance occurred.