Money Matters

Quality Education, Without All the Debt!

John Wood

Tuition $5,120
Fees + $320
Scholarships – $1,000
Grants – $3,440
What You Owe* = $500/year

College B

Tuition $26,070
Fees + $1,200
Scholarships – $17,500
Grants – $3,440
What You Owe* = $6,330/year

Notice loans are not included in the above equation. Loans are only a tool to help pay what you owe, not to reduce your tuition or total cost.

*For 2020-2021 academic year in-district tuition, based on 32 hours or 16 credit hours per semester. Average grants and scholarships students 24 and under.


per credit hour
in-district, structured
per credit hour
per credit hour

Fees vary based on lab, class and program. Tuition less average grants and scholarships for part time, full-time students 2020-2021 academic year.

Financial Assistance

Female student

John Wood offers the best opportunity for students to complete the first two years of a bachelor’s degree with minimal debt. Grants, scholarships, and payment plans can help cover tuition


Male student

Federal Financial Aid

Pell Grant (Maximum $6195)
Supplemental Educational Opportunity Grant ($100 to $4,000)
Work Study (minimum wage per hour)

State Financial Aid

Illinois MAP Grant (varies based on cost of institution and financial need; maximum at JWCC is $2100)

All these sources require just one application and are based on student/family tax information –
the Free Application for Federal Student Aid (FAFSA)

Need Help Filing the FAFSA? Make an appointment with Financial Aid State at JWCC who will help you for free.

In addition to the FAFSA, students can use scholarships, payment plans and loans to cover tuition and/or educational costs. Keep scrolling to learn more about those options.


JWCC Scholarships

A variety of institutional scholarships are available to prospective and returning students. When applying for a scholarship you must submit the FAFSA as soon as possible after October 1 for the upcoming year.

Students must be a full-time student and have demonstrated academic or leadership accomplishments. The scholarships are merit based and awarded on a yearly basis. Awardees are expected to meet minimum requirements of involvement on the JWCC campus to maintain the award. Some of the ongoing minimum requirements will include involvement in Admissions recruitment events, Student Life, and academic standing requirement. To be considered students will need to complete the Trail Blazer Scholarship Application.

Applications are due no later than March 1st.

Student must be adult student possessing strong academic skills, financial need or a special circumstance. (Awarded through Admissions Office)

For students enrolled in courses at the JWCC Ag Center. Fall and Spring scholarships are awarded. Fall applications due in September, Spring applications due in March.
Ag Student Scholarship Application

Student must be involved with vocal or instrumental music. The student must audition with the Music Department and participation in the Music program is required. All awardees are determined by the music faculty. (Awarded through the Music Department 217.641.4999)

Student must fulfill work requirements for the visual arts department. The student must pass a portfolio review. All awardees are determined by the visual arts faculty. (Awarded through the Visual Arts Department 217.641.4997)

These awards are awarded by the athletic coaches of each respective sport. Participation in intercollegiate athletics at JWCC is expected. (Awarded through the Athletic Department 217.641.4976)

Awards are based on qualifications for the Student Support Services program. (Awarded through Student Support Services 217.641.4343)

The Presidential Scholarship is a highly selective scholarship awarded to the highest achieving students in our area. Three full-tuition scholarships are awarded each year. Once students, Presidential Scholars serve as ambassadors of the College and participate with Student Government, events and are student leaders on campus. Presidential Scholarship competition is February 22, 2020. Applicants must have a 3.75 GPA and submit application, resume, essay and letter of recommendation. Applications due by January 31, 2020. Presidential Scholarship Application

Most general and program scholarships from the Foundation are awarded in the spring and are used the following academic year.  Applications become available in late October from the Foundation Office.

Those who live outside of the JWCC district, but work 35+ hours in the JWCC district qualify for in-district tuition rate- saving $110/credit hour. The student and employer must jointly fill out the Work In-District Waiver form and return it to John Wood Community College; the completed PDF may also be sent to

Outside Scholarships

WIRC-CAA Scholarships – Western Illinois Regional Council – Community Action Agency for residents of
Hancock, Henderson, McDonough and Warren Counties. Traditional and non-traditional scholarships
available. For more information visit or call (309)837.2997.

Illinois Department of Public Health – Center for Rural Health – The Center for Rural Health administers
a number of scholarship programs for students in the health professions. All programs require
scholarship recipients to practice in an underserved area upon completion of their training. For more
information visit Illinois Department of Public Health.

The Army Women’s Foundation Legacy Scholarship Program – The Legacy Scholarship program offers
financial support to all Army women who are serving, or have honorably served, and their children.
Scholarships are based on merit, academic potential, community service, letters of recommendation,
and need. For more information visit The Army Women’s Foundation Legacy Scholarship Program.

Transfer Scholarships

Various scholarships are available to students transferring into four-year institutions. Some examples include:

If you have questions about other four-year institutions and their transfer scholarship opportunities, please contact the Advising & Retention Office at 217.641.4355 or

Payment Plans

If grants and scholarships do not cover tuition and educational costs, students may pay off the remaining amount using a JWCC payment plan. This allows students to break up the remaining amount owed over a semester.

Learn more

screen shot of amount owed


Loans may be utilized after all other financial aid grants, scholarships and payment plan options have been explored. Loans will be paid back over time with interest. There are two types of Federal loans:


Students do not have to make payments on loans while in school and interest does not accrue while they are in school. Repayment begins six months after students are no longer enrolled.


Students do not have to make payments on loans while in school and interest DOES accrue while they are in school. Repayment begins six months after students are no longer enrolled.

The combined amount that dependent students may borrow from both subsidized and unsubsidized loan programs is $5,500/year ($2,750/semester) for freshmen (0-27 earned hours) and $6,500/year ($3,250/semester) for sophomores (28+ earned hours). These amounts may vary based on the amounts of other financial aid and the amount of credit hours the student is taking.

Stafford PLUS Direct Loan Program

PLUS loans are available to parents of dependent students who are enrolled at least half-time. If the parent’s credit check is approved, the PLUS loan amount may go up to the student’s cost of attendance minus all other financial aid. If the credit check is denied, the student will then have the option to receive an additional unsubsidized loan (up to $2000/semester or $4000/year).

Veterans Benefits

Veteran educational benefits follow a five-step process.

Most active duty military members will receive Tuition Assistance to cover 100% of tuition costs at JWCC. Each branch has annual caps for assistance.

Reservists are also eligible for Tuition Assistance and individuals should contact their Education Services Officer for details.

JWCC has a Coordinator of Veterans and Military Personnel Student Services to assist active duty military personnel and veterans. Please see the Military students page for more information about benefits and assistance.